Digital Investment Management is a robo advisor...but much more. Think of it as personal financial advice along with sophisticated technology to manage your investments. Our online platform leverages the benefits that technology has to offer in the world of portfolio management, and it's complemented by our personal touch. Through this platform, you have complete access to Pharos Wealth with the added convenience of an automated investing solution.
The streamlined online investment management service is available to those looking for a high efficiency way to manage their portfolio and save for retirement (or any other future goals). Specifically, it's available to investors 62 and younger, with more than 7 years to retirement, and with at least $5,000 to invest. This strategy has particularly appealed to younger investors who find value in the user-friendly online platform. In a nutshell, it's great for individuals who are in the wealth accumulation stage of their life. The low-cost Digital Investment Management option makes financial advice and investment management accessible to everyone.
After walking through the onboarding questionnaire, completing a risk tolerance assessment, and funding the account, the portfolio management system will start implementing the investment strategy. You tell the system your goals and how tolerant you are of risk, and it'll optimize the portfolio. Pharos Wealth will then start the monitoring process to ensure you're always on track.
Rebalancing is the process of shifting investments within your portfolio to make sure you're always properly invested. Periodically, your portfolio will be rebalanced to ensure you're always in line with the parameters you established when setting up the account.
Through your engagement with the Digital Investment Management platform, you'll have full and complete access to Pharos Wealth Management. That means that if you ever need the advice of a financial planner/financial advisor/wealth manager, you'll have it. If you ever have any thoughts or questions, we are only a phone call away.
You'll receive regular email communication regarding the state of the economy, happenings in the market, and other relevant news. You'll also get summaries of progress, information on dividends, and notifications of activity in your accounts.
See your accounts in one place, open new accounts, view your portfolio, and make updates via your personal portal. The technology makes the process fast and easy.
We can implement your personal financial plan using proven investment techniques. Receive allocations designed for you and your savings goals, and benefit from trading techniques that may increase diversification and can help reduce taxes.
Get your dynamic proposal and start investing for your future today!
Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are non-affiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
References to tax strategies that the GWP service investment management considers in managing accounts should not be confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.